For your security , we recommanded to take a multi risks insurance (Travel, trip, cancellation,…)
(e.g) : ALLIANZ Insurance (110,-€)or ask to your Insurance company.
Insurance must include : cover for cancellation, medical and repatriation expenses, personal injury, death, cover for loss of baggage, money and valuables, personal liability, delay, curtailment, missed departure and legal expenses. If you suffer from a disability or medical condition, you should disclose this to insurers. The insurance cover offered by credit card companies or reciprocal medical cover agreements is often not sufficiently comprehensive to cover these things.
Your travel insurance should be taken out at the time of booking.